Secure Payments with Smart Escrow

PayShield protects your transactions with intelligent escrow services, dispute resolution, and milestone-based payments. Trade with confidence in Nigeria's digital economy.

Already have an account? Go to App →

₦50M+ Protected
25K+ Nigerian Users
99.8% Success Rate

Why Choose PayShield?

Secure Escrow

Funds are held securely until all conditions are met. Your money is protected every step of the way.

Dispute Resolution

Professional mediation and arbitration services to resolve conflicts fairly and quickly.

Milestone Payments

Release funds automatically as project milestones are completed and verified.

Mobile App

Manage your transactions on the go with our intuitive mobile application.

Real-time Notifications

Stay updated with instant notifications for all transaction activities and updates.

Analytics Dashboard

Track your transaction history, success rates, and financial insights in one place.

See PayShield in Action

Experience how our escrow process protects your transactions

1

Create Transaction

Buyer and seller agree on terms and create an escrow transaction

2

Secure Payment

Buyer deposits funds into PayShield's secure escrow account

3

Deliver & Verify

Seller delivers goods/services and buyer confirms satisfaction

4

Release Funds

PayShield releases payment to seller automatically

Create New Transaction
₦ 150,000
Website Development
👤
Buyer: John Doe
👨‍💻
Seller: DevCorp Ltd
Secure Payment
🔒

Funds Secured

₦150,000 safely held in escrow

✅ SSL Encrypted
✅ Bank Grade Security
✅ Fraud Protection
Delivery Tracking
✅
Project Started
✅
Design Approved
🔄
Development Complete
⏳
Waiting for buyer verification...
Transaction Complete
🎉

Payment Released!

₦150,000 transferred to seller

Transaction Fee: ₦1,500 (1%)
Processing Time: 3 minutes
Security Level: Maximum

How PayShield Works

1. Agreement

Buyer and seller agree on transaction terms, amount, and delivery conditions

2. Secure Escrow

Buyer deposits funds into PayShield's secure, regulated escrow account

3. Delivery

Seller delivers goods or completes services according to agreed terms

4. Verification

Buyer confirms receipt and satisfaction with delivered goods/services

5. Payment Release

PayShield automatically releases funds to seller - transaction complete!

About PayShield

PayShield is Nigeria's leading escrow and payment protection platform designed to make online transactions safer and more reliable. We combine advanced technology with proven financial security practices to protect both buyers and sellers in the Nigerian digital marketplace.

Our platform handles everything from simple one-time payments to complex multi-milestone projects, ensuring that all parties can trade with complete confidence using Nigerian Naira and international currencies.

CBN-compliant security
24/7 Nigerian support
Naira & USD support
SSL Secured
Bank Grade
KYC Verified
Certified Secure

What Our Users Say

Join thousands of satisfied Nigerian businesses and individuals

"PayShield saved my e-commerce business. I was losing money to fraudulent buyers, but now every transaction is secure. My revenue increased by 40% in 3 months!"

Adebayo Johnson

Adebayo Johnson

E-commerce Store Owner, Lagos

"As a freelance graphic designer, PayShield gives me confidence to work with new clients. I know I'll get paid once I deliver quality work. It's a game-changer!"

Fatima Bello

Fatima Bello

Freelance Designer, Abuja

"PayShield's dispute resolution helped me recover ₦2.5M from a bad deal. Their team is professional and fair. I won't do business without them anymore."

Chinedu Okafor

Chinedu Okafor

Import/Export Business, Port Harcourt
4.9/5
User Rating
25,000+
Happy Users
99.8%
Success Rate
₦50M+
Protected

Simple, Transparent Pricing

No hidden fees. Pay only when you transact.

Personal

Most Popular
2% per transaction
✅ Basic escrow protection
✅ Email support
✅ Mobile app access
✅ Transaction history
✅ Up to ₦1M per transaction

Business

Recommended
1.5% per transaction
✅ Advanced escrow protection
✅ Priority phone & chat support
✅ API integration
✅ Bulk transactions
✅ Up to ₦10M per transaction
✅ Custom dispute resolution

Enterprise

Custom
1% per transaction
✅ White-label solutions
✅ Dedicated account manager
✅ Custom integrations
✅ Unlimited transactions
✅ SLA guarantees
✅ On-site training

Frequently Asked Questions

Everything you need to know about PayShield

How does PayShield protect my money?

PayShield holds your funds in secure, regulated escrow accounts with partner banks. Money is only released when both parties fulfill their obligations or through our dispute resolution process.

What are the transaction fees?

Our fees are transparent: 2% for personal accounts, 1.5% for business accounts, and 1% for enterprise. There are no hidden charges or setup fees.

Is PayShield regulated in Nigeria?

Yes, PayShield operates under Nigerian financial regulations and maintains partnerships with licensed banks for escrow services. We're committed to compliance and transparency.

How long does dispute resolution take?

Most disputes are resolved within 5-7 business days. Complex cases may take up to 14 days. Our team works diligently to ensure fair and quick resolutions.

Can I cancel a transaction?

Transactions can be cancelled before goods/services are delivered, with mutual consent from both parties. Cancellation fees may apply depending on the transaction stage.

What payment methods do you accept?

We accept bank transfers, debit cards, and mobile money from all major Nigerian banks and fintech providers. International payments are supported for verified accounts.

Still have questions?

PayShield Live Statistics

₦0
Total Protected
+12% this month
0+
Active Users
+8% this month
0
Completed Transactions
+15% this month
0 min
Avg. Processing Time
-20% this month

Take PayShield Everywhere

Manage your escrow transactions on the go with our powerful mobile app. Available for iOS and Android devices.

Instant notifications
Biometric security
Offline mode
Document scanning
Download on App Store Get it on Google Play
QR Code
Scan to download
9:41

PayShield

Total Protected
₦2,450,000
New Transaction
Track
💻
Website Development
In Progress
₦150,000

Ready to Secure Your Transactions?

Join thousands of Nigerian businesses and individuals who trust PayShield

₦50M+ Protected
25,000+ Users
99.8% Success Rate

30-day money-back guarantee • No setup fees • Cancel anytime

Get In Touch

support@payshield.com.ng
+234 (0) 813 123 4567
Lagos, Nigeria
24/7 Support Available